Which is exactly why "law" is such a slimy business. An opinion is just that. Even a judge's opinion or ruling is subject to reversal if pressed long and hard enough by someone with deep enough pockets to out-bleed the opponent. (If this weren't true, why is Roe v. Wade still being discussed?) My guess here though is that the creditors aren't interested in out-bleeding anybody, and they carry the load at this point in time.