Originally Posted by RedeyeAV8r

The Big Difference is the MEC Plan is designed specifically for FedEx pilots and is a supplemental policy to the LTD in the Contract.
The MEC policy has an election to 60 or 65 option and a 1 or 2 year waiting period.

I am not 100% sure but, most of the National policies are for 5 years or until you find another job.
ALPA National has a plethora of Policies and most Disability insurance is expensive.(but necessary for most of us)

Recommend you email our FDX R&I committee reps with your questions then you can call/email National insurance reps and ask them questions about National coverage. Compare and make your own informed decision.

Don't ask for advice or guidance on this forum