Sky,
as an 0-4, if you want to go to the guard, you can just separate and guard bum. My unit always had it's token one or two gold wingers. When the day arrives to go to the airlines, you then could retire with the additional points. Not sure what type of flying you are doing but a great deal of guard units have a bunch of airline guys either on mil leave or currently flying for contacts and a wealth of info. All I can say is, the places that I know of that are hiring right now, currency is huge. One other thought would be to try and get a professional instructor job with one of them. When the time to hire happens, you are already a company employee and have made contacts with the entire training department. Good luck and thanks for your service.