Apparently, you don't know what "COBRA" is. It is not a specific health plan (standing for Consolidated Omnibus Budget Reconciliation Act), but rather a program to allow for you to continue your health benefits from your employer when you become unemployed or otherwise lose your job. And you can only remain on your health plan via COBRA for a specified number of months. You are responisble for paying the entire cost of the premium though, so your employer does not subsidize it. There have been some modifications to the program recently to help those unemployed, but that is it in a nutshell.

How can you call something "pathetic" when you don't even know what you are comparing it to?