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Old 10-30-2012 | 10:20 AM
  #128  
Silver02ex
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Joined: Sep 2005
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Originally Posted by bernouli
Cobra is the continuation of benefits. There's no such thing as being worse than cobra. Cobra is simply a continuation.

There is medical and dental, they're both expensive though. There are 4 different tiers of coverage with 'family' obviously being the most expensive.

Family is $540 a month which is definitely a lot in my opinion. There's a $500 deductible (an 80/20 split after the deductible has been met), with $1900 max out of pocket per person (or $3800 per family). Prescriptions are $10 and there is no co-pay for doctor visits.
There is a co-pay for emergency room visits and I think that's 100 bucks.

Greatest insurance in the world? No. Cheapest? No. But to say that it's 'worse than cobra' is simply ignorant. You either pay no attention to your coverage or you are still on your parents' plan.
Panent's plan.... That funny, I pay $340/month for family that's double what we use to pay per month in our last contract. I never said it was more than Cobra, I asked if it was. No need to put words in my mouth.