Only 19 retirees announced for 1 November. This is somewhat surprising considering what will happen to the B-fund, however it is also indicative of the mindset of so much of the AA pilot force, trusting their financial future to a promise rather than facing the facts of the current situation. There are plenty of reasons to keep working especially for those who have already lost much of their retirement to divorce, failed second businesses, live pay check to pay check, etc. There are many though who have north of 1.5 million in their b-fund and are willing to risk that to the variables of the stock market between now and next spring and must have no concern over the yet to be determined administrative costs, estimated to be as much as 5 percent, of dispersing the funds some time within the next 12 months. ( Yes I know that management said it would be done in May but that is AA management speaking.) Hopefully it will all work out to their advantage.