Thanks for the 401K advice, guys. I need to get smart on this stuff. Should have done so years ago.

For younger pilots - start your own retirement vehicle(s) NOW and MAX THEM OUT. Be disciplined. It sucks at first but then you learn to live within your means, and by starting early, your returns will be huge over the longer period of time. I relied too much on AA's retirement which is now mostly dust.

By the time our B-funds are distributed, I have this sneaking suspicion the reaction is going to be "WHAT?! What happened to the share value?" It's going to be a lot less than what it was a year ago.