Can't blame you for not wanting to sit reserve for a long time! But it sounds like you have a good idea of the big picture since you say you're "not young". I'm sure you know, but just remember that just because the people who have been at a place for X amount of time are upgrading in X amount of time, it doesn't mean when you are at that place for X that you will upgrade in X.

Since it doesn't sound like you're chasing the quick upgrade...if you are willing to move, pick someplace quality that you could see yourself being happy at if you were to be stuck there, then see if they have bases in places you would like to live. Who knows what will happen if the age 65 thing or if all the coming "consolidation" might happen. If they both do, they might not be much movement for a while.

ALL IMHO...