Not familiar with the "alternative" you are referring to, but agree it would be hard to come up with a system that doesn't infringe on a free capitalistic society....or whats left of it. News flash, we already live in a world of regulated mediocrity. I don't think picking the wrong company is a "failure", conversely, I don't believe reaping the benefits of your own success is a result of some great decision making. It's just bad or good timing. I guess it's better to be lucky than good.