To answer your question: HELL NO It's not worth it going active duty. You do the math!!! Being 50,000 Dollars in debt is no joke, and 500 dollars will add up each month. What I would recommend is that you try to go reserves or guard, and get a damn full-time government job that will pay back < =60,000 of your student loan's. With only maybe a 3-5 year commitment. That way you are debt free, and able to do as you please!!!!
By the way 40,000 is ok for humble living standards but isn’t a lot at all.
40,000-6,000(Yearly Student Loan Payments)=You do the math.