Agreed, the rule is that you will need 50 hours twin time. I am in the same situation here too. Almost 1100 TT but only at 15 hours of multi. I am in the process of building twin time, I am paying for it, but it has to be done. I am fairly confident that we will have a good chance with 50 hours of ME. Good luck!! Also yes, definitely apply away, it cannot hurt.