Something to keep in the back of your mind. No pilot or passenger has been killed when the chute was deployed within the operational envelope. While some have died, others have lived when the chute was deployed outside the envelope. (Generally too low)
Now the question. Are you 100% sure you'll survive the off field landing? You don't have the option of taking it low and then pulling. I'm good, but am I 100%? The chute is 100%.
The Cirrus Owners And Pilots Association is pushing for chute first. Their numbers are telling them that half the fatal accidents could have been saved by pulling the chute. So the way they see it, the problem isn't that pilot's are pulling, it's that they are trying to save the plane and killing themselves in the process.