KC10 FATboy - Apparently I'm not as ridiculous as you think. 48 other House Representatives found to co-found a Bill allowing discharge of student loan debt in 2011.

Private Student Loan Bankruptcy Fairness Act of 2011 (H.R. 2028) - GovTrack.us

See. These are the kinds of educated arguments I'm looking for. Most of what I'm getting is just a bunch of radicalized anger and emotion.