Originally Posted by JetJock16

This is why I am on my wife's insurance. Not only does she make considerable more than I do but she's in HR and understand the loop holes. We haven't seen a Dr bill since our little girl was born. It cost us about $200 a month (Full Family) for Health, Dental & Vision but that includes:

$1000 individual/$3000 family max out of pocket
$250 deductible (Health only) then 95/5 in net and 90/10 out
$10 Dr Co-pay
$10 Meds
$50 Emergency Room
$0 deductible for Dental and Vision
$0 Co-pay on Dental and Vision
And more.....