shoot some holes, please
Sounds like you've put a lot of thought into the decision so I won't be the one to try and talk you out of it. However, nothing is set in stone with this industry as I'm sure you know. Today's "gem" of a regional is tomorrow's Comair or Pinnacle. As long as you stay flexible and can deal with the heartache and frustrations that come with being a regional pilot your wife's income sounds like it will keep you out of bankruptcy. Don't plan on your 'plan' working out as planned. Clear as mud?