Originally Posted by
PilotFrog
Actually if I did the math right, and I probably didn't, by 2020 it isn't that bad, and that is only 12 years.
But now I'm not sure how the whole $17500 max works so I am sure I did it wrong
You could probably work a small increase each year into your 401K max contribution if you plan on maxing it out.
For example, in 2009 2010 and 2011 the maximum contribution was $16,500.
Then it went up to $17,000 for 2012 and up to $17,500 in 2013.
So if you just put an increase of $200-300 per year in your chart it would probably be reasonable. After all your spreadsheet is just going to be a prediction anyway.