Who pays a hundred thirty thousand dollars to get basic pilot certification?
You describe a course of training in which you hoped to jump to the head of the line. You wanted to run before you could walk. You did that, and tripped. Here you are.
You say your career is over, and that it would cost you ten thousand dollars to get to the magic 1,500 hours. Say what???
Your'e not seriously thinking that to get your flight time you'd go out and buy it, are you?
Go instruct, go take a job flying night freight. Go hire on with flight express or ameriflight. Go pick up some charter. There are a lot of ways you can continue to fly, gain experience, and continue to pay your loans.
Your answer at this point is to bail out of aviation, throw in the towel, and hope to be forgiven of the debt? Talk about entitlement and wanting it all now. All or nothing, is that it?
Get up, get out, and go get work, and get flying. Take a second job if you must; I very often had a second job (still do), and am much farther into my career than you. Get used to it. Welcome to life.
Your debts are considerably lower than many college graduates, who find themselves several hundred thousand dollars in debt.
While you're doing that, stop blaming others for misleading you. You're sounding like the patron saint of personal martyrdom on this site, Sky High. Don't be "that guy." Nobody mislead you. You made your choices, and if you did so without due diligence and research, then that's on you, of course. Don't play the blame game. It's your bed; make it, lie in it, or do as you will, but own it all the same. Stop the pity party, get out there and get flying, and move along with your career.
It ain't over yet.