ORDCRJ
So, to recap, you come on a pilot forum, whine about the unfairness you perceive, and receive a wholly predictable Bronx cheer and are SURPRISED. Aviation is all about risk awareness, planning and accepting responsibility--you refused each and reaped the whirlwind.
Yes, the Guard is a possibility, but not to pay off debts freely incurred. You could seek aviation jobs, both flying and not. You could leave to pursue other careers, but I don't thnk you will find business in America any more forgiving than aviation. Pilots are only second to doctors in covering for each other. Life outside school or college is tough, not forgiving and relentless.
GF