Most people I've talked to seem to do 9%, which gives the full company matching. I always recommend people contribute the most they possibly can. The benefits of compound interest are amazing, especially over the length of a career. Even 1% more can make a remarkable difference over a 30 year career.

Max that thing out if you can. It's $17,500 this year I think. I know that's not possible for many people but people should contribute the most they possibly can.

People (everybody, not just RJ pilots) need to educate themselves in the world of personal finance.