So, let me see if I've got this now. We used to have "profit sharing," but now it's called "retirement plus." It's essentially the same thing, just re-branded. So, our "retirement" is now at 13%, but we get no profit sharing unless we go over the threshold (try not to spend your $20 all in one place in that case). So, in the end, we've got the same thing we had last year: 13% if you count retirement + profit sharing. Now it's just 13% retirement and very little (if any) profit sharing.
If I'm misreading this, someone help the new guy out.....