I looked around this forum but I really couldn't find the answers that I was after. First off I'm as green as they come when it comes to flying and I'm really looking for some help and insight from people here. I'm currently working on my private pilot license and then will procedue on to IFR, Commercial, etc. But I have a few quick questions.

I'm looking to go to TSTC here in Texas. I'm stationed here so it's very convenient. Literally 5 mins to get there. But here are there prices.

IFR Instrument Raing (35 flt hrs min) -7600
Commercial Pilot (120flt hrs min) - 20,000
Multi Engine (15 flt hrs) - 5300
Flight Instructor (30 flt hrs) - 7200
Instrument Instructor (25 flt hrs) - 3300
Multi Engine Instructor ( 30 flt hrs) - 10,000


Now onto my scenario. I'm currently active duty Air Force and have 3 years left in service. I will be using my post 911 GI bill which will allocate me roughly 10,500 dollars to use on a yearly basis. Refreshing itself every october. So I will be able to get about 31,500 from it which is a huge help. Now out of my fund over the next 3 years I will be able to put in 18-22k of my own money depends on how life happens. Which will give me roughly 48k-51k for school.


Now I might be a little short depending on what happens. Now I would like to get a loan for 5-8k to help me with all of these expences because the GI bill will make me pay first and then reimburse me later. (I've been told it can take 3-4 months). I'm still making decent money so an 8k loan would be to much of a burden (Just payed vehicle off). Should I avoid this at all costs or is this an okay route to take?


I'm sure I will have more questions but this is just off the top of my head. I'm hopping someone can steer me in the right direction.


v/r


-BC