You realize that insurance sets "arbitrary numbers" just like the "ATP rule". Surely you aren't suggesting companies put interviewees through a battery of tests to see if their "quality time" outweighs more experience? I'd love if the world worked like that, but it doesn't. The bottom line is more important to the parties involved. 1500 only guarantees a higher average experience level and performance. The "average" part means there are plenty of people with far less time that could do the job safely, some them better than "higher timers", but you have to make the case that it'd be cheaper or same cost as it is right now to somehow identify these individuals.