My local airport obliges everyone, solo student to ATP, to buy a rental policy as a condition to renting. AVEMCO seems to be the only game in town (if your not an AOPA member) and the rate seems high, like $250 a year with $10,000 coverage for damage. Anyone know of other providers that provide a (more reasonable rate) and take into account experience and licensing? Also in this the new normal, requiring renters insurance at FBO's? It wasn't when I learned to fly.