Here is the last discussion on it.
http://www.airlinepilotforums.com/mi...rning-fly.html
For me, the biggest waste of benefits is not using them. I got the 737 type and ATP check at Higher Power, and still have enough to use for an MBA at some point in the future. If I don't pursue that, I can look at pushing it on to the kids, but I have serious doubts about the transferability being around 17 years from now. If my kids were older, I would probably be saying something different.