For those who are so judgemental and smug (aka "tool"), remember that karma is indeed a *****. Life has a funny way of leveling the playing field and when you least expect it a big 'ol 2x4 will smack you in the back of the head.
I love how some think they have it all figured out----when in reality they were born with a silver spoon in their mouth or married someone who makes more money than they do and they live off of that.