OP, I have no quarrel with the loan forgiveness program for those who qualify. I do sincerely ask you: you did know what a regional pilot makes at the onset right? Do you feel it was a sensible thing to go in debt in order to qualify for a job that does not provide an income that can service the debt you incur in order to get it?

The reason I bring that up is that it is my belief that people who dismiss the economics at play in that choice are people who not coincidentally find themselves perennially struggling economically throughout their lives. I just want to know if you find yourself in this situation out of innocent financial illiteracy or is it because you fundamentally believe you are entitled the opportunity to be employed in whatever capacity your heart desires and therefore it is society's responsibility to subsidize the shortfall. Because if its the former I think there's a lot of resources in order to help you become better at money management at your disposal. But if its the latter I'm afraid you're part of the problem. I wasn't born with a silver spoon either and I too turned my nose at the idea of living in my parents basement. The difference is I didn't go borrowing money I couldn't repay and I did my homework on what kind of income my educational background could afford me.

I dont agree with jamesnobrakes in that i DO believe regional pilot compensation IS a matter of public and common knowledge. I do however agree with him that we need to deflate the education bubble by unsecuring the loans and allowing lenders to discriminate based on their own assessments of expectation of repayment based on wage market study. Unfortunately that would have probably meant you would have been denied financing in order to get your ratings.

All that said I sincerely wish you luck in your attempt at attaining a living wage.