No offense, but if you're not mature enough for school you are in no way mature enough to be responsible for any airplane I'm sitting in. College is the place to have fun, gain experience and mature.

Without a degree you're wasting money. All majors and most regionals may not require a four year degree, but when you're the only one without one in a pool of 20 applicants it doesn't bode well. You're stuck at a regional longer making less money. If you go without it you'll have a hard time getting up the motivation and strength to take an online class after that 12 hour duty day.