I got distracted a couple of days ago, but thanks for the response with regard to pay banding. I've only been in the 121 game for a couple of years and have tons to learn (which is a big part of why I'm always hanging around this thread), and have not considered the pros and cons of different pay scenarios.

Don't blame you there, and I'll bet there are more than a few JetBlue Captains with apps in right now. That's why I shake my head at some of the regional FOs that seem to think the turbine PIC no longer matters - it's going to be a loooooong time before Delta clears the pool of people with thousands of hours of time spent in the left seat of a kerosene burner. Most pilots at an LCC under the age of 45, regardless of seat, is at least thinking about taking the leap.