Originally Posted by
orvil
In Georgia, diminution of value is a legal concept that is part of your premium that you pay for when you buy insurance. I've been hit by someone else and been paid diminution of value for it. I settled for what USAA offered. Now, I am a more educated consumer. It bothers me that they have ripped me off.
Did you sell your car? Did the buyer negotiate a lower price as a result of your vehicle's damage history? Was the sales price you negotiated, when compared to average market value for your vehicle, less than you recovered from USAA? Without the answers to these questions you really do not have a basis for stating you were "ripped off." Just information that hopefully makes you feel better about your negotiation.
Your cited diminution in value "expert" is less credible than a letter you could get from your local car dealer's sales manager for free. Hard to say you know a market when you are not actively engaged in that market. The fact he only offers his services to those who want to increase the payment of claims is something defense counsel would want to talk about. Be pretty easy to reduce his credibility in front of a Judge, or jury.