Originally Posted by
forgot to bid
Given your background, what home and car insurance do you link? Might be helpful for us neophytes.
If VIKZ09 is in your State, I recommend him. Really, an agent is an excellent ally and advisor. It does not all boil down to rates. Insurance is a financial management tool. Sounds like a commercial, but the idea of an Agent sitting down and addressing your family's needs is entirely true (particularly if you have toys ... my Agent used to get my car collection put in a limited use category which probably saved me more than $20,000 over the years)
Same with Estate Planning. In fact, there is a good article in Financial Advisor's newsletter in the Atlanta Crew Lounge on that subject.