Originally Posted by Vikz09

Thanks bucking!

I am in the twin cities and insure at least 40 pilots among our clientele. What I want pilots on here to be aware of is that not all insurance is the same. I suggest finding a Independent Insurance Agent. Independent basically means the agent has access to several companies. Why not get quotes from 10 or more carriers at once. Be honest with the agent and tell them what you own ( don't forget the 100 acres of hunting land, atv's, etc).

Try to avoid a call center/service center type operation. When Richard answers the phone he is most likely not a licensed agent. In Minnesota only 1 person is required to fully licensed ( I equate it to the FAA maintenance shops in Asia) chances are you will never be able to find Richard again when he tells you something was properly covered only to find out it wasn't.

I could go on-and-on but I try to avoid boring the pi$$ out of my fellow pilots. Good luck and make sure everyone discusses a 1 million umbrella with their agent and not a call center! A million umbrella can be had for approximately $150 a year.