Easy, I am making a lot more money than I would at a regional flying part 135, plus I own my own business that does very well. I thought hard about going to the regionals to try to give me some 121 experience on top of my mil experience, but decided not to work for those wages and crummy QOL. I am also in the process to go back into the guard/reserves flying part time for additional currency. I would like to know how a first year FO pays the bills, especially with a family. I guess if you are cool with state aid and WIC, you could do it. I am not bashing the regionals or anyone who works there, but when is this madness of accepting these kind of wages going to stop? Everyone can thank their predecessors for doing this to our profession. Also, every time management makes a SNAFU they come running to the pilots, FAs, maintainers, etc to take a pay cut. How about holding these idiots accountable for putting the company in that place to begin with?