Guys, update on my USAA Mortgage experience. We will close on time with an interest rate of 3.375% on a 30-year VA loan. USAA has sent the closing paperwork to the Title company. I think this succeeded for two reasons:

1. The mortgage processor was knowledgeable and helpful. He did his job right and returned my calls and e-mails within 24 hours.

2. I bought a high speed scanner for this very purpose, and uploaded all the requested documents to their website.

They did ask oddball questions:
- How will I handle child care expenses? My wife stays at home.
- What is my wife's attachment to Farmington, MN? (no kidding)
- They needed a signed letter from my employer stating that I would incur no expenses from commuting to ATL.

I did what they asked, and we're almost done. This USAA experience was a good one overall.