Couple of questions, I have applied already and was mostly wondering about the health ins you guys have. I did search the thread but didn't come up with much other than you switched from Atena to UHC. Mostly what are the deductibles? I'm paying a little over $8000 a year for our health ins $6000 deductible and about $2000 out of my check for the year, plus the fact that our ins is crap and often refuses to pay for things that have been pre-approved so I get random bills for another $3000. Any insight into your ins would be helpful.