Originally Posted by Flyinhigh

Have any of you retired folks started to look at the tax implications involved with Required Minimum Distributions on your 401(K) and IRA's? I am still about 4 1/2 years away from RMDs but I looked at the basics the other day and I am going to be forced to take just over 6% of the total value of my 401(K) and IRA's when I turn 70 1/2. The percentage goes on up to 7.5% at age 75. This will kick me up to a higher tax bracket plus cost me more for MediCare. Although we are currently living well within our means on what we have coming in and don't really need the 401(K) or IRA income, I guess I need to start taking some distributions now in order to prevent this in the future. Anybody else having this "problem" and have any suggestions.