The focus
The focus should not be on "hey I found a sweet spot so everything is great" but rather "what am I going to do when the rug gets pulled out from under me at 45 with no other job skills"?
In business failure is common but with every failure comes the seeds for success. As we get older our experience serves to strengthen our position. In aviation our outcome is largely in the hands of fate. The older we get the less secure we become because our lives are less flexible and there is less time to recover from a loss.
It is an uncomfortable situation to be in. I have watched as many of my former co-workers who have chosen to remain in aviation have had to compromise their lives more and more just to remain employed. All the while earning less than the year before.
Skyhigh