Interestingly enough, there are MIT graduates that have become panhandlers on the street because they enjoy it. I met a guy that got his Master's Degree at Syracuse university. He did a thesis on panhandling in New York City. He calculated that he was making roughly about $80,000 a year, non-taxed. Despite being incredibly intelligent and a very hard worker at the time, he enjoyed the lifestyle enough that he has made a career out of it.

Professional panhandling. At least I know I always have something to fall back on.