Definitely seems like a gamble but no different than buying a house or car and probably more similar to a boat. Better to have a friend with one. I think if all goes well than it could be a great idea. Without the benefit of hindsight who knows? If things go wrong they could go terribly wrong. Seems like a gamble either way. I think I would go with Apokleros and find a job and that way you can start climbing up the ladder. Good luck.