Over the life of the TA. I would lose $90,000 if vote in.
Some people more some less. If an f/o upgrades quicker that number would most likely drop by $25k.
Capping at year 12 is fine, if that is TOS. But with this TA some will be grandfathered in higher while others might not ever get there.

The issues i have is that Kirby wants the regionals to be ultra cheap. Match Delta. But at the same time giving bonuses to all the mainline pilots when the merger is completed. I wasn't responsible for putting mainline size airplanes at the regional level. Nor should i be responsible for taking a pay cut because of it either. Give me a $100,000 signing bonus and I will change my vote to yes. Till then…..