Hey Jet jok. Leave USAA for six months. Go anywhere for less money. Then USAA will send you your $13,000. YOUR $13,000. Then cash the check. Then while holding your $13,000 in your hand, call USAA and reup. They do not care. They won't ask for your SSA back. That way you can go back to your beloved USAA and get to use YOUR $13,000 as you like.