That's is what drives me nuts I think. They seem to feel the need to justify their staying. Maybe they just feel guilty for not finishing under the rules they started under. Maybe they are sad there is not life outside of work....who knows, but It is comical to say the least. I think a great deal of them are living paycheck to paycheck as was brought up earlier. Hey they say the longer you work, the less time you live after retirement....I guess that just helps to insure our money will be there when the time comes.