I can assure you that I was not trying to snipe or start class warfare. Just seems all the over 60 guys I fly with seem to have an unsolicited excuse for why they are staying around. I am good letting this thread die....as a matter of fact, moderator please delete it! That having been said how about next time you ask my intentions, instead of assuming the worst case scenario. I definitely have my retirement planning in order....thanks for the advice though!