Finish your degree and then go fly helicopters for the military. By the time you're in your late 30s and done with your commitment, you'll have well over 1500 hours (depending on your specific career path) and a wealth of knowledge and experience. Full disclosure: Navy helo pilot with friends in every branch of the service.

Or you could go deep into debt and follow a more convoluted path to gaining helicopter experience, while increasing your total time significantly faster. You'll also have FAR more freedom to explore the jobs you really want.

Whatever you do, fly anything you can. Don't limit yourself to helicopters. Aviation experience is like cross-training for a marathon; nothing is a substitute for your core training, but every branch and off-ramp will give you valuable tools that will help you in your career.