Keep this in mind PSA pilots... ALPA is supposed to operate by this agreement among others. Were you fairly represented with this TA?

ie: "5. Insurance plan protection:

a. Medical and life insurance benefits should be provided on a non-contributory basis, but if conditions persist which do not allow non-contributory plans, provisions shall be obtained to minimize fixed contributions and cap contributions that are subject to escalation. All available arrangements or plans should be utilized to provide for any required pilot contributions to be made on a pre-tax basis."