Originally Posted by
MaydayMark
I've had LOTS of medical bills this year. Used my HCSA for ALL my copays until it ran out of prepaid funds ... EASY!
Historically, we haven't had much need in my family. So, I'm not going to give wage works up to $2500 each year. If I use less than 2/3, I lose out, and I was not using 2/3 even when I pared it down to $1000/yr! Kinda like paying for all those extended warranties, that I never use. I'm better off, right now, paying for the occasional "repair" out of pocket. I can still claim the expense and get the tax deduction!
Of course, YMMV!