Let's not forget a multiplier for when the flight kitchen gives you a coke when you SPECIFICALLY requested a DIET! Or they forget to put your sandwich in there. Man, I could go on and on...

Obviously, we all know why we add the .2 or .3, but it's fun to speculate on "alternate" reasons why. NVG max effort landings, heavy weight ARs on the backside of the clock, refueling helos at 500' AGL, low levels, a myriad of other things that different backgrounds do that's cool as hell and tough to do. Kind of funny that all the training I've had has led me to the point where I'm a**holes and elbows as a freakin' copilot on a CAT III approach in the simulator!