Originally Posted by Mason32

The whole thing is a scam. The eventual (and it's happening already) goal is to get employers to dump their plans and push employees into the exchanges. The end result being exactly what the republicans said... single payer socialized medicine which has failed just about everywhere, and where is hasn't yet failed, service is greatly reduced, research is all but non-existant, and review boards decide who gets treatment.

The problem with our system is there was no competition. You did not have the option to select a different insurance vendor, you were locked into the one selected by your employer, or the very few who were approved to provide coverage in your state. Remove the government over regulation, and allow competition and the rates woudl eventually come down. Same as the auto insurance industry.... and for that matter, the same for our own industry.
Lock out competition and the rates will skyrocket. It always does.