Rostam, I am in a similar situation, not as much time and not retiring, but have been out of the CP for 1 year (thanks navy disassociated tour). I have my CFI/II and planning on going to higher power at some point to get the ATP/737 rating and build some currency in addition to other small quals and hopefully fly some students. Making the best of a rough spot. Lots of encouragement out there from several people, on the forums and off, that may need to only suffer the regionals for a year or skip altogether.