I doubt you are going to get anything right after graduation. You will probably need to build hours afterwards as a CFI and maybe try to get some more TT.
I do know a bit about college debt as a college student myself. What kind of debt is it? Private loans? Government backed?
Private loans are usually fairly strict on payback- usually 6-9 months after graduation payments start.
Government loans can be really flexible. They can be up to like 20 years, can be a percentage of your salary (thus you pay very little when you make very little), etc.