Not directed at you satpak - but all of the above MAY be true.
It will even happen for someone on this board; BUT, some people will win the lottery too. It doesn't mean that you should plan your retirement around that long shot. Telling someone that they don't need a degree for the better paying jobs IS TRUE TO SOME EXTENT.
Telling someone they don't need to invest for retirement IS ALSO TRUE TO SOME EXTENT. Neither are the smart move and at least MOST everyone should agree with that.
If you like to play the longest odds possible at Roulette in Vegas - then don't get a degree and see if you can make it. Winner, winner, chicken diner - but most go home hungry.